{"id":200,"date":"2023-03-08T08:01:08","date_gmt":"2023-03-08T08:01:08","guid":{"rendered":"https:\/\/demo.oxygenehosting.com\/agf-blog\/?p=200"},"modified":"2026-03-04T08:36:26","modified_gmt":"2026-03-04T08:36:26","slug":"afawa-finance-series-enhances-gender-focus-of-ghanas-digital-financial-services-policy","status":"publish","type":"post","link":"https:\/\/demo.oxygenehosting.com\/agf-blog\/afawa-finance-series-enhances-gender-focus-of-ghanas-digital-financial-services-policy\/","title":{"rendered":"AFAWA Finance Series enhances gender focus of Ghana\u2019s digital financial services policy"},"content":{"rendered":"

In Ghana,\u00a0women own nearly 44% of businesses<\/strong>, yet they continue to face\u00a0limited access to financing<\/strong>, restrictive loan terms, and a financial system that often\u00a0overlooks their potential<\/strong>. This financing gap is not just a gender issue\u2014it is an economic issue.<\/p>\n

In response, the\u00a0AFAWA Finance Series<\/strong>\u00a0kicked off in Accra to chart a new course. Hosted by the\u00a0African Development Bank (AfDB), the African Guarantee Fund (AGF), and the Ghana Association of Banks<\/strong>, the event was more than just another workshop\u2014it was a call to action.<\/p>\n

A Shifting Mindset in Ghana\u2019s Banking Sector<\/strong><\/p>\n

For decades, Ghanaian banks have operated under a\u00a0risk-averse approach<\/strong>\u00a0when it comes to lending to women-led businesses. Yet data tells a different story\u2014women entrepreneurs have higher loan repayment rates<\/strong>\u00a0and reinvest\u00a0up to 90% of their income<\/strong>\u00a0into their families and communities. If banks want sustainable growth, investing in women is no longer just the \u201cright\u201d thing to do\u2014it\u2019s the\u00a0smart<\/strong>\u00a0thing to do.<\/p>\n

At the heart of the discussions was\u00a0AFAWA\u2019s Guarantee for Growth (G4G) program<\/strong>, designed to\u00a0de-risk lending to women entrepreneurs<\/strong>. Financial institutions learned how to\u00a0design products tailored for women-led SMEs<\/strong>, moving beyond one-size-fits-all solutions. The event also introduced the\u00a0AFAWA Digital Financial Services Policy<\/strong>, which aims to\u00a0bridge the gender gap in digital finance<\/strong>\u2014a crucial step in a rapidly evolving financial landscape.<\/p>\n

\"\" \"\" \"\"<\/p>\n

From Words to Action: Ghana\u2019s Commitment to Women\u2019s Finance<\/strong><\/p>\n

The event was not just about talk. It marked a pivotal moment for\u00a0Ghana\u2019s banking sector to step up<\/strong>. With Ghana becoming the latest country to host the\u00a0AFAWA Finance Series<\/strong>, following\u00a0Tanzania and the DRC<\/strong>, the momentum is building.<\/p>\n

Women entrepreneurs in Ghana are no longer waiting for opportunities to come to them.\u00a0They are building, innovating, and driving economic growth.<\/strong>\u00a0Now, the financial sector must decide\u2014will it keep playing catch-up, or will it lead the charge in shaping Ghana\u2019s future?<\/p>\n

Follow the discussions:<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

The AFAWA Finance Series is equipping banks with the tools to de-risk lending and expand financial inclusion for women entrepreneurs.<\/p>\n","protected":false},"author":3,"featured_media":201,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"video","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[18],"class_list":["post-200","post","type-post","status-publish","format-video","has-post-thumbnail","hentry","category-women-and-youth","tag-events","post_format-post-format-video"],"acf":[],"_links":{"self":[{"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/posts\/200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/comments?post=200"}],"version-history":[{"count":3,"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/posts\/200\/revisions"}],"predecessor-version":[{"id":225,"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/posts\/200\/revisions\/225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/media\/201"}],"wp:attachment":[{"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/media?parent=200"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/categories?post=200"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/demo.oxygenehosting.com\/agf-blog\/wp-json\/wp\/v2\/tags?post=200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}